Want to reduce your auto insurance rates? Think you are a pretty safe driver? Consider UBI. User Based Insurance rewards your good driving habits.

How does User Based Insurance work? UBI determines your premium based on your driving habits. In Ontario, UBI can only reduce your premium. It cannot be used to increase your premium. User Based Insurance relies on a device installed in your vehicle, that monitors certain characteristics of your driving habits, such as how fast you accelerate, how hard you brake, and what time of day you drive. It also allows you to improve your driving habits by giving you instant feedback, which can result in even more discounts.

User Based Insurance is really the future of auto insurance. Intact Insurance, one of the insurance companies we offer, has introduced my Driving Discount. Be sure to give us a call if you have any questions about UBI, or are interested in giving it a try.